Loan Products

Loan Products

First Choice Bank offers many loan products to suit your business needs. Our approach to your financing needs is dictated by a philosophy of personal service combined with the speed of local decision-making. Illustrated below is a brief summary of our lending programs to help better understand our products and services.

  • Commercial Loans
    • Lines of Credit
      Lines of credit are available to meet your short term financing needs and provide the working capital injection needed to support growth in sales, accounts receivable financing and seasonable inventory needs or other purposes related to business operations.
    • Term Loans
      Term loans are available to assist with equipment and machinery purchase, business expansion, business acquisition, working capital or refinance of existing business debts.
    • Letters of Credit
      Letters of credit are available to accommodate international transactions and business commitments.
    • Professional Business Lines of Credit
      Professional Business Lines of Credit are available to medical and dental professionals, certified public accountants, attorneys and other service providers for seasonal borrowing needs.