Rates
DDA and Interest-Bearing Accounts
Rates effective as of NOVEMBER 02, 2011
|
| Account Type/Code |
Minimum Opening Deposit |
Minimum Balance to Obtain Interest Rate |
Interest Rate |
Minimum Balance to Obtain Annual Percentage Yield |
Annual Percentage Yield |
| Personal Checking Account (Unlimited Check) |
$100 |
N/A |
N/A |
N/A |
N/A |
| Business Checking Account (Unlimited Check) |
$2,000 |
N/A |
N/A |
N/A |
N/A |
| Personal NOW Account |
$500 |
$500 |
0.25% |
$500 |
0.25% |
| Business NOW Account |
$2,500 |
$2,500 |
0.25% |
$2,500 |
0.25% |
| Personal Money Market Account |
$2,500 |
$2,500 |
0.70% |
$2,500 |
0.70% |
|
$2,500 |
$10,000 |
0.70% |
$10,000 |
0.70% |
|
$2,500 |
$100,000 |
0.80% |
$100,000 |
0.80% |
|
$2,500 |
$500,000 |
0.85% |
$500,000 |
0.85% |
|
$2,500 |
$1,000,000 |
0.95% |
$1,000,000 |
0.95% |
| Business Money Market Account |
$2,500 |
$2,500 |
0.70% |
$2,500 |
0.70% |
|
$2,500 |
$10,000 |
0.70% |
$10,000 |
0.70% |
|
$2,500 |
$100,000 |
0.80% |
$100,000 |
0.80% |
|
$2,500 |
$500,000 |
0.85% |
$500,000 |
0.85% |
|
$2,500 |
$1,000,000 |
0.95% |
1,000,000 |
0.95% |
| Personal Savings Account |
$500 |
$500 |
0.50% |
$500 |
0.50% |
|
$100,000 |
$100,000 |
0.75% |
$100,000 |
0.75% |
| Business Savings Account |
$1,000 |
$1,000 |
0.50% |
$1,000 |
0.50% |
|
$100,000 |
$100,000 |
0.75% |
$100,000 |
0.75% |
Time Certificate of Deposit
Rates effective as of NOVEMBER 02, 2011
|
| DAYS |
$2,500 to $4,999 |
$5,000 to $49,999 |
$50.000 to $99,999 |
$100,000 to $499,999 |
$500,000 and up |
|
RATE / APY |
RATE / APY |
RATE / APY |
RATE / APY |
RATE / APY |
| 7 to 29 |
N/A / N/A |
N/A / N/A |
N/A / N/A |
0.20% / 0.20% |
0.20% / 0.20% |
| 30 to 91 |
0.40% / 0.40% |
0.40% / 0.40% |
0.40% / 0.40% |
0.40% / 0.40% |
0.40% / 0.40% |
| 92 to 182 |
0.60% / 0.60% |
0.60% / 0.60% |
0.65% / 0.65% |
0.65% / 0.65% |
0.60% / 0.60% |
| 183 to 287 |
0.80% / 0.80% |
0.80% / 0.80% |
0.90% / 0.90% |
0.90% / 0.90% |
0.80% / 0.80% |
| 288 to 365 |
1.00% / 1.00% |
1.00% / 1.00% |
1.04% / 1.05% |
1.04% / 1.05% |
1.00% / 1.00% |
| 366 to 540 |
1.09% / 1.10% |
1.09% / 1.10% |
1.14% / 1.15% |
1.14% / 1.15% |
1.09% / 1.10% |
| 541 to 730 |
1.24% / 1.25% |
1.24% / 1.25% |
1.29% / 1.30% |
1.29% / 1.30% |
1.24% / 1.25% |
| 36 Months |
1.54% / 1.55% |
1.54% / 1.55% |
1.59% / 1.60% |
1.59% / 1.60% |
1.54% / 1.55% |
| 48 Months |
1.69% / 1.70% |
1.69% / 1.70% |
1.79% / 1.80% |
1.79% / 1.80% |
1.69% / 1.70% |
| 60 Months |
1.98% / 2.00% |
1.98% / 2.00% |
2.03% / 2.05% |
2.03% / 2.05% |
1.98% / 2.00% |
| Note: Interest rate and Annual Percentage Yield are subject to change without notice. A penalty will be imposed for early withdrawal on TCD. |
