First Choice Bank

Personal Deposit Product	Basic Checking⁴	NOW Checking⁴	Money Market Checking⁴	Basic Savings⁴
Minimum opening Deposit	� $100	� $500	� $2,500	� $500
Interest	� No	� Yes^1,2,3 � Interest is compounded monthly � Interest is credited monthly	� Yes. Variable Tiered Rate^1,2,3 � Interest is compounded monthly � Interest is credited monthly	� Yes^1,2,3 � Interest is compounded monthly � Interest is credited monthly
Minimum Daily Balance to Avoid Monthly Service Charge & per item charges	� $100	� $500	� $2,500	� $500
Balance used for interest calculation	� N/A	� Average Daily Balance Method	� Average Daily Balance Method	� Daily Balance Method
Monthly service charge	� $10.00 per statement cycle	� $10.00 per statement cycle	� $10.00 per statement cycle	� $10.00 per month
Per item charge	� $0.25 per item per statement cycle	� $0.25 per item per statement cycle	� N/A	� $1.00 per withdrawal in excess of 6 withdrawals per month.⁵
Product Features and Transaction Limitations	� Low minimum opening deposit requirement � Low monthly service charge � Unlimited check writing � Monthly account statement	� Interest earning checking � Low monthly service charge � Unlimited check writing � Monthly account statement	�Earn higher interest checking � Low minimum daily balance requirement � Six pre- authorized transfers from account of which three may be made by check payable to third party per statement cycle⁵ � Monthly account statement	� Low minimum opening deposit requirement � Low monthly service charge � Quarterly account statement

¹Interest rates may change anytime without prior notice.

²The disclosed interest rate and Annual Percentage Yield (APY) will be paid if you meet the minimum opening balance requirement.

³Accrued Interest will not be received if the account is close before interest is credited.

⁴An early closing fee of $10.00 will be assessed if the account is closed within 90 days of opening.

⁵An excess transaction of $10.00 per item will be assessed if limits are exceeded.