Personal Deposit Accounts

First Choice Bank provides outstanding customer service in the delivery of competitive, innovative financial products and services. Our customers always come first. Each of our staff makes every effort to get to know our customers individually and be responsive to their banking needs.

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Benefits

Opening a checking account with First Choice Bank you will enjoy the following the benefits:

  • Free online banking
  • Free bill pay
  • Free calls to our telephone banking center (telebanc)
  • Free usage of ATM/Debit Card

Our goal is First in Speed, Service, and Solutions. This is our commitment and reputation. To get started, stop by one of our branch locations and speak with our new account representative.

To see more of our deposit products please Click Here.

Personal
Deposit Products
Basic
Checking4
NOW
Checking4,6
Money Market Checking4,5,6Basic
Savings4,6

Minimum opening deposit

$100

$500

$2,500

$500

Interest

No

Yes1,2,3

  • Interest is compounded monthly
  • Interest is credited monthly

Yes

  • Variable Tiered Rate1,2,3
  • Interest is compounded monthly
  • Interest is credited monthly

Yes1,2,3

  • Interest is compounded monthly
  • Interest is credited monthly

Minimum daily balance to avoid monthly service charge & per item charges

$100

$500

$2,500

$500

Balance used for interest calculation

N/A

Average daily balance method

Daily balance method

Monthly service charge

$10.00 per statement cycle

$10.00 per month

Per item charge

$0.25 per item per statement cycle

N/A

$1.00 per withdrawal in excess of 6 withdrawals per month

Product features and transaction limitations

  • Low minimum opening deposit requirement
  • Low monthly service charge
  • Unlimited check writing
  • Monthly account statement
  • Interest earning checking
  • Low monthly service charge
  • Unlimited check writing
  • Monthly account statement
  • Earn higher interest checking
  • Low minimum daily balance requirement
  • Six transfers or withdrawals per statement cycle5
  • Monthly account statement
  • Low minimum opening deposit requirement
  • Low monthly service charge
  • Quarterly account statement
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1 Interest rates may change any time without prior notice.

2 The disclosed interest rate and Annual Percentage Yield (APY) will be paid if you meet the minimum daily balance requirement.

3 Accrued interest will not be received if the account is closed before interest is credited.

4 An early closing fee of $10.00 will be assessed if the account is closed within 90 days of opening.

5 An excessive transaction fee of $10.00 will be charged for each item in excess of the federally regulated limitations (no more than 6 transfers or withdrawals per statement cycle). Withdrawals made in person are unlimited.

6 Fees can reduce earnings on the account.